The Affordable Care Law or Obamacare has evoked the most
bizarre and incomprehensible political response from the Republicans.
Opposition to the Law has bordered on the absurd and grotesque. Notwithstanding
the fact that John Boehner, Speaker of the House of Representatives had stated
after the 2012 Presidential election, in an interview with Diane Sawyer, that
the time had come to accept it and move on, he has since moved to repeal it over 40
times. On the most recent occasion he has also threatened to shut down the
Government if Obamacare was not at least delayed for a year. So short of a
miracle the Government will be shut down.
The rhetoric accompanying the
attack on an Act, that was passed by both houses nearly 4 years ago, withstood
a constitutional challenge in the Supreme Court and was a centerpiece of the
Obama – Romney election has reached maniacal heights. Ted Cruz, the Tea Party Poster Child, in his 21-hour
filibuster in the Senate against it, besides all the irrelevant drivel he spouted, likened
his stand against Obamacare to Churchill’s against the Nazis. Those that
supported it were likened to Chamberlain. A Republican State Senator claimed
that the Act was worse then the Slave Fugitive Act where escaped slaves to the
North were returned to the mercies of their Southern owners while several
Republican legislators have labeled it the worse Act ever! Some of the crude
adverts already produced by the PACS are distasteful beyond belief – a crude
leering Uncle Sam doing a speculum examination on a young lady and a rectal
examination on a young man.
OBAMASCARE AND WHY
The opposition to Obamacare
has very little to do with the Affordable Care Act and plenty to do with Obama and what he believes in. It is obvious whom is calling the shots – not the
Establishment Republicans, Boehner declared himself long ago to Diane Sawyer
and the Senate Establishment refused to buy the Tea Party circus as articulated
by Ted Cruz. John McCain spelled it out that the Affordable Care Act is the law
and that elections have consequences. Anyone who is anybody in the
establishment have warned the Republicans not to shut the government, the
latest being Romney.
As Jay H. Ell has blogged again and again, unelected
megalomaniacs and institutions are running the Republican Party. Joe de Mint of
the Heritage Foundation is the Tea Party Godfather that is calling the shots.
(Blogs: The Republican Party is Dead, June 2013 and Obamagate – Boomerang,
March 2013). This is the height of
hypocrisy as the Heritage Foundation originally supported the program and De
Mint supported Romney and stated one of the reasons was that Romney introduced
the selfsame program as Governor of Massachusetts. The Koch brothers have been
rumored to spend between $60 – 400 million fighting Obamacare.
So Obamacare has to be
brought down at any cost even at the expense of ruining the Country’s credit
rating and/or shutting down the Government. The public does not fully
understand the Act so it is as good an issue as any for the Tea Party to use to
take over full control of the Republican Party and then the Country. In fact
the Republicans as a whole opposed the plan so that they are in a weakened
position to oppose the out of control Tea Party crazies.
Obama, also, has become the
poster child of all that is wrong with a “country gone soft”. Instead of
getting themselves jobs and pulling themselves up by their bootstraps the
Democrat supporters stand in line for food stamps, unemployment payments,
disability grants and the like. Now they want subsidized health insurance!
In Kentucky the Affordable Health Care Act was introduced as
a Kentucky state project. The Kentuckians have welcomed it and said it is
better than Obamacare! A Fox opinion poll, - who else? – showed that 9% more
Americans supported the Affordable Health Care Act than they did Obamacare.
Obama, himself, has also quipped that if the Act succeeds it will not be
referred to as Obamacare.
THE CURRENT USA HEALTH CARE
SYSTEM
The Health Care System in the
US is dysfunctional. It uses 1 in every 6 dollars spent at an annual cost of
three trillion dollars. It is inefficient in that 50 million citizens are not
covered by insurance. The reasons for them being uninsured, include, for
example, the fact that their employers do not provide insurance or they are
excluded because of preexisting conditions. Three out of four citizens who
receive health care do so via their employment, the very poor, from Medicaid,
the elderly from Medicare and the Veterans from the Veteran’s Administration.
This mixture of multiple
payers, private and public result in the highest cost in the world for the
administration of health care. Thirty cents in every dollar goes to the
administrative costs – or 1 trillion dollars a year. Medical insurance companies are
laws unto themselves excluding those with previous illnesses and excluding
services prospectively and retrospectively. The companies are not subject to the
monopolies act and there is currently very little if any competition between
them. Several of the problems that have beset corporations in general such as
obscene overpayments of executives beset them too.
Medical expenses are the
commonest reason for bankruptcy in the US. These occur mostly with people on
insurance as various maximums and exclusions apply. Every study has shown that
every service, procedure or medicine in the US costs 3 – 10 times more than in other
first world countries. The health care indicators such as longevity and neonatal
death are also worse than in any other first world countries. The fear of litigation
leads to endemic over servicing of patients by health care providers and nobody
is moving to address that problem.
So it is far to say that in
the biggest industry in the US no one is getting their bang for their buck.
THE AFFORDABLE HEALTH CARE
ACT – OBAMACARE
The Affordable Care Act,
(AHCA), is a very complicated and tortuous act and is nearly 2000 pages long.
Jay H. Ell will not go into why it is so as that is the way things work in the
USA or used to work. It is what it is. It was enacted after nearly a century of
Presidents’ attempts to create Universal Health Insurance. These included both
Republican and Democratic Presidents starting with Republican Teddy Roosevelt
at the turn of the twentieth century ending with Democrat Bill Clinton at the millennium’s
end.
It is fair comment to say
that the AHCA goes a long way to rectify some of the dysfunction in the system.
Below is a brief summary of
some of the key components.
First and foremost it gives
an opportunity for the 50 million uninsured to obtain insurance at reasonable,
and where applicable, generously subsidized rates. (Remember the very poor are
on Medicaid already). There is a penalty for those who do not obtain insurance.
Already the rates for insurance that are being quoted are less than those being charged for similar plans. This is because for the first time in history
insurance companies are competing for these customers.
Then no insurance company may refuse
you on the basis of a pre- existing medical condition. Neither can it drop you
in the middle of treatment because you have reached the “maximum”.
Benefits that are already in
place include that children between 21 and 26 years of age can be kept on their
parents’ insurance plan. This has been particularly helpful to those “children”
who are unemployed in the current economic climate and would have to have paid
astronomical sums to be insured on an individual basis. Those on Medicare are
already receiving assistance in medicine purchase and their costs have been
reduced dramatically. Another positive established is that all insurance plans
have to include payment of preventive care such as mammograms, pap smears and
colonoscopies.
Costs too have decreased by putting certain quality indicators in place in hospitals.
WHY OH WHY IS THERE IN AN
ISSUE?
The Tea Party Republican
Party fighting this as a life or death issue, on its merits is incomprehensible. Rather they are using this issue to reinforce their takeover of the Republican Party. Their ostensible rationale is that the government is forcing individuals to obtain
insurance. Ron Paul, Rand Paul’s daddy, when confronted with the issue as to
what Emergency Services should do when someone, who has a life threatening
condition, has no insurance. Daddy Paul said that the patient has made a
decision and he should not get treatment! Obamacare would fine this patient
year after year for not getting insurance but would insist on doctors doing
what they have to do.
How this is all going to pan
out and the impact it will have on the political scene in the USA will just
have to be the subject of another blog. One thing is for certain is that Obama has no locus standi to help mediate in what is really a Republican fight. Another certainty is that he is going to hang tough.